Julie Morgavi | MA, LMFT, KAP

Fees
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Current rates start at Individuals: $150 for a 50-minute hour.
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Couples/Family: $175 for 50-minute hour though 80-minutes are advisable.
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KAP session are private-pay and billed at regular hourly rate.
Insurance
I currently accept Optum and Aetna, which you can access through helloalma.com. For all other insurances, you may have out-of-network benefits, which means that insurance will reimburse you for a portion of our session cost. I have partnered with Thrizer to handle the out-of-network process automatically for you. With Thrizer, you will only have to pay your co-insurance for our sessions, instead of paying my full fee and waiting for reimbursements. This can save you on average 70% upfront on our sessions. During our intake process, I can help you verify if you have out-of-network benefits and how much your co-insurance would be.
Please be aware that using insurance reimbursement involves an inherent breach of your confidentiality. I cannot prevent this information from becoming accessible to other individuals or insurance companies.
Insurance benefits are usually limited, and determined by the insurance company often with little regard to the client’s optimum care. If your benefits run out, it is possible that you may not be able to continue to afford the cost of services with me. If this occurs, I can refer you to other professionals.
Private Pay
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I accept payment from all major credit cards and ZELLE.
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All digital fees are payable PRIOR to the time of service.
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REGARDLESS OF PAYMENT FORM –A working credit card is on file.
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If at any point in our working together, you anticipate not being able to sustain its cost, please tell me early on so we can discuss possible options.
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I increase my fees by a small percentage annually. I will give you notice as we are approaching the time when fees will be increased.